Rent Cost Calculator

Let's find out how much money your landlord will receive from you over the coming years.

Enter the net monthly rent (without utilities).
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Total rent over period

Plan rent costs with realistic growth

Using a 5% annual rent increase near the legal cap, this rent cost calculator shows how strongly housing costs can rise over 25 years.

Compare renting vs buying with clear numbers

Use the yearly and cumulative overview to compare renting and buying property more objectively and make better budget decisions.

Prepare your home purchase strategically

Knowing your total rent outflow helps you plan financing, equity, and realistic purchase prices with much more confidence.

How to use the rent cost calculator effectively

This calculator helps you understand how rent accumulates over time. The table shows both yearly costs and the cumulative total for each year.

To compare renting with buying, use our purchase price potential calculator for a first purchase-price estimate based on your current monthly burden.

  • Check the cumulative total after 10, 15, and 25 years first.
  • Compare those values with your potential financing range.
  • Include reserves for side costs and maintenance in your planning.

What could you afford?

Tired of paying your landlord's mortgage? Find out how much rent you'll pay in the long run—and what you could afford instead!

Tax Calculator

Use a few inputs to estimate your total tax burden including surcharge and church tax.

Disclaimer
The information in this tool is provided without guarantee of accuracy. It is only intended as a rough guide and does not replace professional legal, tax, or financial advice. The development of the calculations was carried out without formal training in these areas and is based solely on personal research and experience.